Group Insurance

Once we’ve helped you determine the right program for your business, you'll have to choose what types of employee benefits you’d like to offer.

Healthcare Benefits

As we’re all well aware, healthcare costs are on the rise, services are shrinking, and there seems to be no end in sight. As a result, if you don’t have an ample drug and healthcare plan, employees are not interested in working for you. At Theriault Financial, we recommend a comprehensive benefits plan that typically offers 70% - 100% coverage for your employees and their families. Knowing their families are taken care of provides your employees with a peace of mind that allows them to concentrate on the work at hand – your business.

Dental Benefits

More than just a cosmetic luxury, dental health is a critical part of overall body health. Poor oral health has now been linked to more serious conditions such as heart disease, stroke, diabetes and cancer. An important part of a good group benefits package, Theriault Financial can offer a variety of dental programs for employees and their families that range from simple coverage of regular cleanings to braces and orthodontic services as well as more comprehensive procedures.

Employee Assistance Program (EAP)

The emotional well-being of your employees is as important to the success of your business as their physical health. An EAP can help you and your employees deal with difficult family or relationship problems before they lead to missed time, lost productivity, or even a long term disability claim.